Wedding Insurance: What is it and why should we get it?

wedding insurance

With your wedding day coming up the last thing you want to think about is anything bad happening. Unfortunately things don’t work out in your favor. This is where wedding insurance comes in. It helps cover the cost of anything and everything that could go wrong from your officiant not showing up, to a hurricane barreling through your big day.

What does wedding insurance cover?

It depends on the policy. Wedding insurance typically covers:

  1. Weather- If it gets in the way of you having your wedding (ex: your beach wedding has to be postponed due to Hurricane Sandy).Insurance covers the cost of rescheduling your wedding.
  2. Site- If your venue has  power outage, because inaccessible, or just shuts down. Some policies can cover the rehearsal dinner as well.
  3. Vendors- When your vendors fail to show up like for example your officiant or your caterer, insurance covers it.
  4. Military or Job: If you’re int he military, you know that you can get shipped out at any moment. Insurance can cover postponement of the wedding due to the bride or groom being called to duty. This can also be applied to jobs (ex: your company suddenly moves to another city or state.)
  5. Injury or sickness: If you or your groom get incredibly ill, insurance covers the cost of postponing your wedding.

What doesn’t insurance cover?

Insurance will not cover:

– Cold Feet: Cancelling the wedding because you changed your mind won’t get you your money back

How much does wedding insurance cost?

It depends on what policy you want to get. Insurance can cost anywhere between $150-$500. Talk to your insurance provider to see how much their coverage is.

As with everything else concerning your wedding, make sure that you do your research. You don’t want to spend money on something that you feel that you’re not going to need. Also make sure that you talk everything over with your insurance agent. They are the experts in the field and can help answer all your questions.

Source: The Knot and About

 

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2 thoughts on “Wedding Insurance: What is it and why should we get it?

  1. Pingback: Military Brides: We are here to help! | Blair Mill Inn

  2. Pingback: Military Brides: How to Get the Wedding of Your Dreams | The Mills

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